/* ══════════════════════════════════════════════════════════
   DEBT DOWN CREDIT UP — COMMON STYLESHEET
══════════════════════════════════════════════════════════ */

:root {
    --bg: #F5F2FC;
    --bg-2: #FBF1EC;
    --ink: #2B2540;
    --white: #FFFFFF;
    --peri: #8B7FE8;
    --peri-2: #6F60D9;
    --peri-pale: #EAE7FB;
    --mint: #5FD9AE;
    --mint-2: #3FBE92;
    --peach: #FF9F86;
    --peach-2: #FF7F5C;
    --yellow: #FFCE5C;
    --muted: rgba(43, 37, 64, .6);
    --clay-raise: 10px 10px 26px rgba(139, 127, 232, .20), -8px -8px 20px rgba(255, 255, 255, .85);
    --clay-raise-sm: 6px 6px 16px rgba(139, 127, 232, .18), -5px -5px 12px rgba(255, 255, 255, .85);
    --clay-press: inset 7px 7px 16px rgba(43, 37, 64, .14), inset -6px -6px 14px rgba(255, 255, 255, .7);
    --clay-glow: 0 18px 40px rgba(139, 127, 232, .35);
    --r-sm: 20px;
    --r-md: 28px;
    --r-lg: 36px;
    --r-xl: 46px;
    --r-pill: 999px;
    --disp: 'Baloo 2', sans-serif;
    --sans: 'Mulish', sans-serif;
    --mono: 'Chivo Mono', monospace;
    --ease: cubic-bezier(.34, 1.56, .64, 1);
    --ease-soft: cubic-bezier(.22, 1, .36, 1);
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);background:var(--bg);color:var(--ink);overflow-x:hidden}
h1,h2,h3,h4{font-family:var(--disp);font-weight:700}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button{font-family:inherit}
::-webkit-scrollbar{width:8px}
::-webkit-scrollbar-thumb{background:var(--peri);border-radius:4px}
:focus-visible{outline:2px solid var(--peri);outline-offset:3px}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms !important;transition-duration:.01ms !important}}

.container{max-width:1240px;margin:0 auto;padding:0 32px}

.eyebrow{font-family:var(--mono);font-size:.72rem;font-weight:500;letter-spacing:.5px;text-transform:uppercase;color:var(--peri-2);background:var(--peri-pale);display:inline-flex;align-items:center;gap:8px;padding:8px 18px;border-radius:var(--r-pill);margin-bottom:20px}
.section-h{font-size:clamp(2rem,3.6vw,2.9rem);font-weight:700;line-height:1.12;letter-spacing:-.3px;margin-bottom:16px}
.section-h .sw{color:var(--peri)}
.section-p{font-size:1rem;line-height:1.8;color:var(--muted);max-width:500px;font-weight:500}
.sect{padding:110px 0;position:relative}
.sect-head{margin-bottom:54px}
.sect-head.center{text-align:center;margin-left:auto;margin-right:auto}
.sect-head.center .section-p{margin:0 auto}
.sect-head.center .eyebrow{margin-left:auto;margin-right:auto}

.pop{opacity:0;transform:scale(.92) translateY(16px);transition:opacity .6s var(--ease-soft),transform .6s var(--ease)}
.pop.visible{opacity:1;transform:scale(1) translateY(0)}

.wave{display:block;width:100%;line-height:0}
.wave svg{width:100%;height:70px;display:block}

.btn{display:inline-flex;align-items:center;gap:10px;font-weight:700;font-size:.9rem;padding:16px 30px;border-radius:var(--r-pill);border:none;cursor:pointer;transition:all .25s var(--ease-soft)}
.btn-peri{background:linear-gradient(135deg,var(--peri),var(--peri-2));color:#fff;box-shadow:var(--clay-glow)}
.btn-peri:hover{transform:translateY(-3px)}
.btn-peri:active{transform:translateY(1px);box-shadow:0 8px 20px rgba(139,127,232,.3)}
.btn-white{background:var(--white);color:var(--ink);box-shadow:var(--clay-raise-sm)}
.btn-white:hover{transform:translateY(-3px)}
.btn-white:active{box-shadow:var(--clay-press);transform:translateY(0)}
.btn-mint{background:linear-gradient(135deg,var(--mint),var(--mint-2));color:#fff;box-shadow:0 14px 30px rgba(63,190,146,.32)}
.btn-mint:hover{transform:translateY(-3px)}
.btn i{font-size:.78rem;transition:transform .3s ease}
.btn:hover i{transform:translate(3px,-2px)}

/* ═══════ NAV ═══════ */
#topnav{position:sticky;top:0;z-index:1200;background:rgba(245,242,252,.9);backdrop-filter:blur(10px);padding:18px 0}
.nav-row{display:flex;align-items:center;justify-content:space-between;gap:30px}
.brand{display:flex;align-items:center;gap:11px;flex-shrink:0}
.brand-mark{width:42px;height:42px;border-radius:16px;background:linear-gradient(135deg,var(--peri),var(--mint));display:flex;align-items:center;justify-content:center;font-family:var(--disp);font-weight:800;font-size:1.1rem;color:#fff;flex-shrink:0;box-shadow:var(--clay-raise-sm);transition:transform .4s var(--ease)}
.brand:hover .brand-mark{transform:rotate(-8deg) scale(1.05)}
.brand-word{font-family:var(--disp);font-weight:700;font-size:1.2rem}
.nav-links{display:flex;gap:4px;list-style:none;background:var(--white);padding:7px;border-radius:var(--r-pill);box-shadow:var(--clay-raise-sm);flex:0 1 auto;justify-content:center}
.nav-links li{flex-shrink:0}
.nav-links a{display:inline-block;font-size:.85rem;font-weight:700;color:var(--muted);padding:10px 20px;border-radius:var(--r-pill);transition:all .25s var(--ease-soft);white-space:nowrap}
.nav-links a:hover{color:var(--peri-2)}
.nav-links a.active{color:#fff;background:linear-gradient(135deg,var(--peri),var(--peri-2))}
.nav-cta{display:flex;align-items:center;gap:12px;flex-shrink:0}
.nav-toggle{display:none;width:44px;height:44px;border-radius:16px;border:none;background:var(--white);color:var(--peri);cursor:pointer;align-items:center;justify-content:center;box-shadow:var(--clay-raise-sm)}
@media(max-width:980px){
    .nav-links{display:none}
    .nav-toggle{display:flex}
    .nav-cta .btn{display:none}
}
#mobileMenu{position:fixed;inset:0;background:var(--bg);z-index:1400;display:flex;flex-direction:column;padding:110px 40px 40px;transform:translateY(-100%);transition:transform .5s var(--ease-soft)}
#mobileMenu.open{transform:translateY(0)}
.mm-close{position:absolute;top:24px;right:24px;width:46px;height:46px;border-radius:18px;border:none;background:var(--white);color:var(--peri);cursor:pointer;box-shadow:var(--clay-raise-sm)}
.mm-links{list-style:none;display:flex;flex-direction:column;gap:10px}
.mm-links a{font-family:var(--disp);font-size:1.7rem;color:var(--ink);padding:14px 22px;border-radius:var(--r-lg);background:var(--white);box-shadow:var(--clay-raise-sm)}

/* ═══════ PAGE HERO (inner pages) ═══════ */
.page-hero{padding:160px 0 80px;position:relative;overflow:hidden;background:var(--bg);text-align:center}
.page-hero::before{content:'';position:absolute;top:60px;left:10%;width:180px;height:180px;border-radius:50%;background:var(--peri);opacity:.25;filter:blur(40px);z-index:0}
.page-hero::after{content:'';position:absolute;top:100px;right:12%;width:140px;height:140px;border-radius:50%;background:var(--mint);opacity:.25;filter:blur(40px);z-index:0}
.page-hero .container{position:relative;z-index:2;max-width:800px}
.page-hero .eyebrow{justify-content:center}
.page-hero-h{font-size:clamp(2.4rem,5vw,3.8rem);line-height:1.05;letter-spacing:-1px;margin-bottom:18px}
.page-hero-h .sw{color:var(--peri)}
.page-hero-sub{font-size:1.05rem;line-height:1.8;color:var(--muted);max-width:600px;margin:0 auto;font-weight:500}

/* ═══════ HERO ═══════ */
#hero{padding:70px 0 80px;position:relative;overflow:hidden}
.blob-field{position:absolute;inset:0;overflow:hidden;pointer-events:none;z-index:0}
.blob{position:absolute;border-radius:50%;opacity:.5;animation:blobDrift 9s ease-in-out infinite}
@keyframes blobDrift{0%,100%{transform:translateY(0) scale(1)}50%{transform:translateY(-18px) scale(1.05)}}
.blob.b1{width:240px;height:240px;background:var(--peri);top:40px;left:4%;animation-duration:10s}
.blob.b2{width:170px;height:170px;background:var(--mint);top:200px;right:6%;animation-duration:8s;animation-delay:1s}
.blob.b3{width:140px;height:140px;background:var(--peach);bottom:40px;left:14%;animation-duration:11s;animation-delay:2s}
.blob.b4{width:110px;height:110px;background:var(--yellow);top:60px;right:28%;animation-duration:9s;animation-delay:1.5s}

.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center;margin-bottom:70px}
.hero-left{text-align:left}
.hero-eyebrow{font-family:var(--mono);font-size:.72rem;font-weight:500;letter-spacing:.5px;text-transform:uppercase;color:var(--peri-2);background:var(--peri-pale);display:inline-flex;align-items:center;gap:8px;padding:8px 18px;border-radius:var(--r-pill);margin-bottom:22px}
.hero-h{font-size:clamp(2.1rem,4.6vw,3.5rem);line-height:1.1;letter-spacing:-1px;margin-bottom:20px}
.hero-h .sw{color:var(--peri)}
.hero-sub{font-size:1.02rem;line-height:1.8;color:var(--muted);max-width:520px;margin-bottom:30px;font-weight:600}
.hero-cta-row{display:flex;gap:14px;flex-wrap:wrap}

.dash{background:var(--white);border-radius:var(--r-xl);padding:24px;box-shadow:var(--clay-raise);position:relative}
.dash-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px;padding-bottom:14px;border-bottom:2px dashed rgba(139,127,232,.18)}
.dash-top .ttl{font-family:var(--disp);font-weight:700;font-size:1.02rem}
.dash-top .ttl small{display:block;font-family:var(--mono);font-size:.65rem;font-weight:500;color:var(--muted);text-transform:uppercase;letter-spacing:.5px;margin-top:2px}
.dash-dot{width:10px;height:10px;border-radius:50%;background:var(--mint);box-shadow:0 0 0 4px rgba(95,217,174,.25);animation:pulse 1.6s infinite}
@keyframes pulse{0%,100%{box-shadow:0 0 0 4px rgba(95,217,174,.25)}50%{box-shadow:0 0 0 7px rgba(95,217,174,.08)}}
.dash-balance{display:flex;align-items:baseline;gap:12px;margin-bottom:6px}
.dash-balance .v{font-family:var(--disp);font-weight:800;font-size:2.1rem;color:var(--ink);letter-spacing:-1px}
.dash-balance .ch{font-family:var(--mono);font-size:.82rem;font-weight:600;color:var(--mint-2);background:rgba(95,217,174,.18);padding:4px 10px;border-radius:var(--r-pill)}
.dash-balance .ch.down{color:var(--peach-2);background:rgba(255,127,92,.15)}
.dash-label{font-family:var(--mono);font-size:.68rem;text-transform:uppercase;color:var(--muted);letter-spacing:.5px;margin-bottom:20px}
.dash-mini-chart{height:60px;margin-bottom:18px;position:relative}
.dash-mini-chart svg{width:100%;height:100%}
.dash-mini-chart .area{fill:url(#dashGrad);opacity:.35}
.dash-mini-chart .line{fill:none;stroke:var(--peri);stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round}
.dash-rows{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:18px}
.dash-row{background:var(--bg);border-radius:var(--r-sm);padding:12px;box-shadow:var(--clay-press)}
.dash-row .ic{width:28px;height:28px;border-radius:10px;display:flex;align-items:center;justify-content:center;color:#fff;font-size:.72rem;margin-bottom:8px}
.dash-row .l{font-family:var(--mono);font-size:.58rem;text-transform:uppercase;color:var(--muted);letter-spacing:.5px;margin-bottom:2px}
.dash-row .v{font-family:var(--disp);font-weight:700;font-size:.95rem}
.dash-tx{display:flex;align-items:center;justify-content:space-between;padding:10px 4px;border-top:2px dashed rgba(139,127,232,.12)}
.dash-tx:first-of-type{border-top:none}
.dash-tx .lt{display:flex;align-items:center;gap:10px}
.dash-tx .ic{width:30px;height:30px;border-radius:10px;background:var(--peri-pale);color:var(--peri-2);display:flex;align-items:center;justify-content:center;font-size:.72rem}
.dash-tx .n{font-size:.78rem;font-weight:700}
.dash-tx .d{font-size:.66rem;color:var(--muted);font-family:var(--mono)}
.dash-tx .amt{font-family:var(--disp);font-weight:700;font-size:.82rem}
.dash-tx .amt.up{color:var(--mint-2)}
.dash-tx .amt.down{color:var(--peach-2)}

.hero-right{display:flex;justify-content:center;align-items:center;position:relative}
.phone{width:280px;height:560px;background:linear-gradient(160deg,#2B2540,#1a1530);border-radius:44px;padding:12px;box-shadow:var(--clay-glow),0 30px 60px rgba(43,37,64,.35);position:relative;animation:phoneFloat 6s ease-in-out infinite}
@keyframes phoneFloat{0%,100%{transform:translateY(0) rotate(-2deg)}50%{transform:translateY(-14px) rotate(-2deg)}}
.phone::before{content:'';position:absolute;top:22px;left:50%;transform:translateX(-50%);width:90px;height:22px;background:#1a1530;border-radius:var(--r-pill);z-index:2}
.phone-screen{width:100%;height:100%;background:linear-gradient(170deg,#FBF1EC,#F5F2FC);border-radius:34px;overflow:hidden;padding:50px 18px 18px;display:flex;flex-direction:column;gap:14px}
.ps-header{display:flex;justify-content:space-between;align-items:center}
.ps-header .t{font-family:var(--disp);font-weight:700;font-size:.9rem}
.ps-header .bell{width:28px;height:28px;border-radius:10px;background:var(--white);display:flex;align-items:center;justify-content:center;color:var(--peri-2);font-size:.7rem;box-shadow:var(--clay-raise-sm)}
.ps-stock{background:var(--white);border-radius:20px;padding:16px;box-shadow:var(--clay-raise-sm)}
.ps-stock .sym{font-family:var(--mono);font-size:.72rem;font-weight:600;color:var(--muted);letter-spacing:.5px;margin-bottom:4px}
.ps-stock .price{display:flex;align-items:baseline;gap:8px;margin-bottom:8px}
.ps-stock .price .v{font-family:var(--disp);font-weight:800;font-size:1.5rem;transition:color .4s ease}
.ps-stock .price .v.up{color:var(--mint-2)}
.ps-stock .price .v.down{color:var(--peach-2)}
.ps-stock .chg{font-family:var(--mono);font-size:.68rem;font-weight:600;padding:3px 8px;border-radius:var(--r-pill);transition:all .4s ease}
.ps-stock .chg.up{background:rgba(95,217,174,.2);color:var(--mint-2)}
.ps-stock .chg.down{background:rgba(255,127,92,.18);color:var(--peach-2)}
.ps-chart{height:80px;position:relative}
.ps-chart svg{width:100%;height:100%;overflow:visible}
.ps-chart .grid line{stroke:rgba(139,127,232,.1);stroke-width:1}
.ps-chart .area{transition:fill .4s ease}
.ps-chart .area.up{fill:url(#upGrad)}
.ps-chart .area.down{fill:url(#downGrad)}
.ps-chart .line{fill:none;stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round;transition:stroke .4s ease}
.ps-chart .line.up{stroke:var(--mint-2)}
.ps-chart .line.down{stroke:var(--peach-2)}
.ps-watchlist{background:var(--white);border-radius:20px;padding:14px;box-shadow:var(--clay-raise-sm);flex:1}
.ps-watchlist .ttl{font-family:var(--mono);font-size:.62rem;font-weight:600;text-transform:uppercase;color:var(--muted);letter-spacing:.5px;margin-bottom:10px}
.ps-wl-item{display:flex;align-items:center;justify-content:space-between;padding:8px 0;border-top:1px dashed rgba(139,127,232,.15)}
.ps-wl-item:first-of-type{border-top:none}
.ps-wl-item .lt{display:flex;align-items:center;gap:8px}
.ps-wl-item .sym-dot{width:24px;height:24px;border-radius:8px;display:flex;align-items:center;justify-content:center;color:#fff;font-family:var(--disp);font-weight:700;font-size:.62rem}
.ps-wl-item .nm{font-size:.74rem;font-weight:700}
.ps-wl-item .nm small{display:block;font-family:var(--mono);font-size:.58rem;color:var(--muted);font-weight:500}
.ps-wl-item .rt{text-align:right}
.ps-wl-item .px{font-family:var(--disp);font-weight:700;font-size:.76rem}
.ps-wl-item .pc{font-family:var(--mono);font-size:.6rem;font-weight:600}
.ps-wl-item .pc.up{color:var(--mint-2)}
.ps-wl-item .pc.down{color:var(--peach-2)}
.ps-nav{display:flex;justify-content:space-around;background:var(--white);border-radius:var(--r-pill);padding:8px;box-shadow:var(--clay-raise-sm)}
.ps-nav .it{width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--muted);font-size:.72rem}
.ps-nav .it.active{background:linear-gradient(135deg,var(--peri),var(--peri-2));color:#fff}

.float-badge{position:absolute;background:var(--white);border-radius:var(--r-md);padding:12px 16px;box-shadow:var(--clay-raise);display:flex;align-items:center;gap:10px;animation:badgeFloat 5s ease-in-out infinite}
@keyframes badgeFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
.float-badge .ic{width:32px;height:32px;border-radius:10px;display:flex;align-items:center;justify-content:center;color:#fff;font-size:.72rem}
.float-badge .n{font-family:var(--disp);font-weight:700;font-size:.82rem}
.float-badge .l{font-family:var(--mono);font-size:.58rem;color:var(--muted);text-transform:uppercase;letter-spacing:.5px}
.fb-1{top:10%;left:-10%;animation-delay:0s}
.fb-2{bottom:25%;right:-8%;animation-delay:1s}
.fb-3{bottom:8%;left:-5%;animation-delay:2s}

.stats-divider{position:relative;z-index:1;padding-top:50px;border-top:2px dashed rgba(139,127,232,.25);margin-top:30px}
.stats-row{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.stat-card{background:var(--white);border-radius:var(--r-lg);padding:26px 24px;box-shadow:var(--clay-raise);transition:transform .35s var(--ease);animation:stickerFloat 6s ease-in-out infinite}
.stat-card:nth-child(2){animation-delay:.5s}
.stat-card:nth-child(3){animation-delay:1s}
.stat-card:nth-child(4){animation-delay:1.5s}
@keyframes stickerFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
.stat-card:hover{transform:translateY(-10px) scale(1.04) !important}
.stat-card .ic{width:42px;height:42px;border-radius:14px;display:flex;align-items:center;justify-content:center;color:#fff;margin-bottom:14px;font-size:1rem}
.stat-card .n{font-family:var(--disp);font-size:1.6rem;font-weight:800;margin-bottom:4px}
.stat-card .l{font-size:.76rem;color:var(--muted);font-weight:700}

/* ═══════ ABOUT ═══════ */
#about{background:var(--bg-2)}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:stretch}
.about-symbols{background:var(--white);border-radius:var(--r-xl);padding:32px;box-shadow:var(--clay-raise);display:grid;grid-template-columns:repeat(3,1fr);gap:18px;position:relative}
.sym-card{background:var(--bg);border-radius:var(--r-md);padding:22px 16px;text-align:center;box-shadow:var(--clay-press);transition:transform .3s var(--ease);display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:130px}
.sym-card:hover{transform:translateY(-4px)}
.sym-card .ic{width:44px;height:44px;border-radius:14px;display:flex;align-items:center;justify-content:center;color:#fff;font-size:1.1rem;margin-bottom:10px}
.sym-card .nm{font-family:var(--disp);font-weight:700;font-size:.82rem;margin-bottom:2px}
.sym-card .vl{font-family:var(--mono);font-size:.68rem;color:var(--muted);font-weight:600}
.about-content{display:flex;flex-direction:column;justify-content:center}
.about-list{list-style:none;margin-top:26px;display:flex;flex-direction:column;gap:14px}
.about-list li{display:flex;align-items:center;gap:14px;font-size:.92rem;font-weight:700}
.about-list li .ic{width:34px;height:34px;border-radius:12px;background:var(--peri-pale);color:var(--peri-2);display:flex;align-items:center;justify-content:center;font-size:.78rem;flex-shrink:0;box-shadow:var(--clay-raise-sm)}

/* ═══════ SERVICES ═══════ */
.svc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.svc-clay{background:var(--white);border-radius:var(--r-lg);padding:26px;box-shadow:var(--clay-raise);cursor:pointer;transition:all .3s var(--ease-soft);min-height:170px}
.svc-clay:hover{transform:translateY(-6px)}
.svc-clay.open{box-shadow:var(--clay-press);background:var(--peri-pale)}
.svc-clay .ic{width:46px;height:46px;border-radius:16px;display:flex;align-items:center;justify-content:center;color:#fff;font-size:1.1rem;margin-bottom:16px}
.svc-clay h4{font-size:1.08rem;margin-bottom:6px}
.svc-clay .hint{font-size:.74rem;color:var(--muted);font-weight:600}
.svc-detail-wrap{grid-column:1/-1;max-height:0;overflow:hidden;transition:max-height .6s var(--ease-soft)}
.svc-detail-wrap.open{max-height:1200px}
.svc-detail-inner{background:var(--white);border-radius:var(--r-xl);padding:36px;margin-top:20px;box-shadow:var(--clay-raise)}
.svc-detail-inner h3{font-size:1.4rem;margin-bottom:4px}
.svc-detail-inner .tag{color:var(--muted);font-size:.86rem;margin-bottom:24px;font-weight:600}
.svc-items-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.svc-item{background:var(--bg);border-radius:var(--r-md);padding:20px;box-shadow:var(--clay-press)}
.svc-item h5{font-family:var(--disp);font-size:.98rem;margin-bottom:10px;color:var(--peri-2);display:flex;align-items:center;gap:8px}
.svc-item h5 .dot{width:8px;height:8px;border-radius:50%;background:var(--peri);flex-shrink:0}
.svc-item p{font-size:.82rem;color:var(--muted);line-height:1.7;font-weight:500}

/* ═══════ PROCESS ═══════ */
#process{background:var(--bg-2)}
.stepper{position:relative;padding-top:20px}
.stepper svg{position:absolute;top:44px;left:0;width:100%;height:60px;z-index:0}
.step-row{position:relative;z-index:1;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step-cell{text-align:center}
.step-badge{width:64px;height:64px;border-radius:22px;background:var(--white);display:flex;align-items:center;justify-content:center;margin:0 auto 20px;box-shadow:var(--clay-raise);font-family:var(--disp);font-weight:700;font-size:1.2rem;color:var(--peri-2)}
.step-cell h4{font-size:1rem;margin-bottom:8px}
.step-cell p{font-size:.82rem;color:var(--muted);line-height:1.65;font-weight:600}

/* ═══════ CALCULATOR ═══════ */
.calc-clay{background:var(--white);border-radius:var(--r-xl);padding:48px;box-shadow:var(--clay-raise);display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.calc-toggle{display:inline-flex;background:var(--bg);border-radius:var(--r-pill);padding:6px;margin-bottom:30px;box-shadow:var(--clay-press)}
.calc-toggle button{background:transparent;border:none;padding:12px 22px;border-radius:var(--r-pill);font-size:.82rem;font-weight:700;color:var(--muted);cursor:pointer;transition:all .3s var(--ease-soft)}
.calc-toggle button.active{background:linear-gradient(135deg,var(--peri),var(--peri-2));color:#fff;box-shadow:0 8px 18px rgba(139,127,232,.35)}
.calc-field{margin-bottom:26px}
.calc-field label{display:flex;justify-content:space-between;font-family:var(--mono);font-size:.72rem;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.calc-field label b{color:var(--ink);font-size:.92rem;font-family:var(--sans)}
.calc-field input[type=range]{width:100%;-webkit-appearance:none;height:8px;border-radius:4px;background:var(--bg);box-shadow:var(--clay-press);outline:none}
.calc-field input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:linear-gradient(135deg,var(--peri),var(--peri-2));cursor:pointer;box-shadow:0 6px 14px rgba(139,127,232,.45);border:3px solid #fff}
.calc-field input[type=range]::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:var(--peri);cursor:pointer;border:3px solid #fff}
.calc-bubble{background:linear-gradient(135deg,var(--peri-pale),var(--bg));border-radius:var(--r-lg);padding:30px;text-align:center;box-shadow:var(--clay-press)}
.calc-bubble .v{font-family:var(--disp);font-size:2.2rem;color:var(--peri-2)}
.calc-bubble .l{font-family:var(--mono);font-size:.68rem;text-transform:uppercase;color:var(--muted);margin-top:2px}
.calc-out-row{display:flex;justify-content:space-between;padding:12px 4px;font-size:.86rem;color:var(--muted);font-weight:700;border-top:2px dashed rgba(139,127,232,.2)}
.calc-out-row span:last-child{font-family:var(--mono);color:var(--ink)}
.calc-note{font-size:.75rem;color:var(--muted);margin-top:18px;line-height:1.6;font-weight:500}

/* ═══════ COMPARE ═══════ */
#compare{background:var(--bg-2)}
.cmp-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.cmp-clay{background:var(--white);border-radius:var(--r-xl);padding:40px;box-shadow:var(--clay-raise)}
.cmp-clay.hi{background:linear-gradient(160deg,var(--peri),var(--peri-2));color:#fff;box-shadow:var(--clay-glow)}
.cmp-tag{font-family:var(--mono);font-size:.68rem;letter-spacing:1px;text-transform:uppercase;padding:6px 16px;border-radius:var(--r-pill);background:var(--peri-pale);color:var(--peri-2);display:inline-block;margin-bottom:18px}
.cmp-clay.hi .cmp-tag{background:rgba(255,255,255,.2);color:#fff}
.cmp-clay h3{font-size:1.35rem;margin-bottom:24px}
.cmp-list{list-style:none;display:flex;flex-direction:column;gap:16px}
.cmp-list li{display:flex;align-items:flex-start;gap:14px;font-size:.9rem;font-weight:600;line-height:1.5}
.cmp-circ{width:26px;height:26px;border-radius:50%;flex-shrink:0;display:flex;align-items:center;justify-content:center;font-size:.68rem;margin-top:1px}
.cmp-clay:not(.hi) .cmp-circ.no{background:#FFE3DC;color:var(--peach-2)}
.cmp-clay:not(.hi) li.faded{color:var(--muted)}
.cmp-clay.hi .cmp-circ.yes{background:rgba(255,255,255,.22);color:#fff}

/* ═══════ TESTIMONIALS ═══════ */
.bubble-wrap{max-width:640px;margin:0 auto;text-align:center}
.bubble{background:var(--white);border-radius:var(--r-xl);padding:40px;box-shadow:var(--clay-raise);position:relative;min-height:200px}
.bubble::after{content:'';position:absolute;bottom:-18px;left:50%;transform:translateX(-50%);width:32px;height:32px;background:var(--white);clip-path:polygon(0 0,100% 0,50% 100%)}
.bubble-slide{display:none;animation:bubbleIn .5s var(--ease)}
.bubble-slide.active{display:block}
@keyframes bubbleIn{from{opacity:0;transform:scale(.95)}to{opacity:1;transform:scale(1)}}
.bubble-quote{font-size:1.2rem;font-weight:700;line-height:1.6;margin-bottom:20px}
.bubble-stars{color:var(--yellow);font-size:.85rem;margin-bottom:16px}
.avatar-row{display:flex;justify-content:center;gap:16px;margin-top:44px}
.tavatar{width:54px;height:54px;border-radius:18px;cursor:pointer;box-shadow:var(--clay-raise-sm);opacity:.55;transition:all .3s var(--ease-soft);display:flex;align-items:center;justify-content:center;font-family:var(--disp);font-weight:800;font-size:1.4rem;color:#fff;overflow:hidden}
.tavatar.active{opacity:1;transform:translateY(-6px) scale(1.05)}
.t-name{font-family:var(--disp);font-size:.98rem;margin-top:2px}
.t-role{font-size:.76rem;color:var(--peri-2);font-weight:700;margin-top:2px}

/* ═══════ FAQ ═══════ */
#faq{background:var(--bg-2)}
.faq-single{max-width:820px;margin:0 auto}
.faq-item{background:var(--white);border-radius:var(--r-lg);margin-bottom:14px;overflow:hidden;box-shadow:var(--clay-raise-sm);transition:box-shadow .3s ease}
.faq-item.open{box-shadow:var(--clay-press);background:var(--peri-pale)}
.faq-q{width:100%;background:none;border:none;text-align:left;padding:22px 26px;display:flex;justify-content:space-between;align-items:center;cursor:pointer;font-weight:700;font-size:.98rem;gap:16px}
.faq-q .ic{width:32px;height:32px;border-radius:12px;background:linear-gradient(135deg,var(--peri),var(--peri-2));color:#fff;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform .3s var(--ease);font-size:.78rem}
.faq-item.open .faq-q .ic{transform:rotate(135deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .5s var(--ease-soft)}
.faq-item.open .faq-a{max-height:600px}
.faq-a p{padding:0 26px 24px;font-size:.9rem;color:var(--muted);line-height:1.85;font-weight:500}

/* ═══════ CONTACT ═══════ */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.contact-copy .cd{display:flex;gap:14px;margin-bottom:20px;align-items:flex-start}
.cd-i{width:44px;height:44px;border-radius:16px;background:var(--white);box-shadow:var(--clay-raise-sm);display:flex;align-items:center;justify-content:center;color:var(--peri-2);flex-shrink:0}
.cd-t{font-family:var(--mono);font-size:.68rem;text-transform:uppercase;letter-spacing:.5px;color:var(--muted);margin-bottom:3px}
.cd-v{font-size:.92rem;font-weight:700}
.contact-form{background:var(--white);border-radius:var(--r-xl);padding:42px;box-shadow:var(--clay-raise)}
.form-field{margin-bottom:18px}
.form-field label{display:block;font-size:.8rem;font-weight:700;color:var(--ink);margin-bottom:8px}
.form-field input,.form-field select,.form-field textarea{width:100%;padding:13px 18px;background:var(--bg);border:none;border-radius:var(--r-sm);font-family:var(--sans);font-weight:600;font-size:.88rem;color:var(--ink);outline:none;box-shadow:var(--clay-press);transition:box-shadow .25s ease}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{box-shadow:inset 0 0 0 2px var(--peri)}
.form-field.err input,.form-field.err select,.form-field.err textarea{box-shadow:inset 0 0 0 2px var(--peach-2)}
.form-field .err-msg{display:none;font-size:.72rem;color:var(--peach-2);margin-top:6px;font-weight:700}
.form-field.err .err-msg{display:block}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-check{display:flex;align-items:flex-start;gap:10px;margin:20px 0;padding:14px;background:var(--bg);border-radius:var(--r-sm);box-shadow:var(--clay-press)}
.form-check input{width:18px;height:18px;margin-top:2px;accent-color:var(--peri);flex-shrink:0;cursor:pointer}
.form-check label{font-size:.82rem;color:var(--muted);line-height:1.55;font-weight:600;cursor:pointer;margin:0}
.form-check.err{box-shadow:inset 0 0 0 2px var(--peach-2)}
.form-check .err-msg{display:none;font-size:.72rem;color:var(--peach-2);margin-top:6px;font-weight:700}
.form-check.err .err-msg{display:block}

/* ═══════ NEWSLETTER ═══════ */
#newsletter{padding:100px 0}
.nl-clay{background:linear-gradient(135deg,var(--peri),var(--mint-2));border-radius:var(--r-xl);padding:56px;text-align:center;color:#fff;position:relative;overflow:hidden;box-shadow:var(--clay-glow)}
.nl-clay .eyebrow{background:rgba(255,255,255,.16);color:#fff}
.nl-clay .section-h{color:#fff}
.nl-clay .section-p{color:rgba(255,255,255,.75);margin:0 auto 30px}
.nl-form-box{background:rgba(255,255,255,.12);border-radius:var(--r-xl);padding:36px;max-width:560px;margin:0 auto;backdrop-filter:blur(8px)}
.nl-form-box .form-field{margin-bottom:16px;text-align:left}
.nl-form-box .form-field label{font-size:.76rem;font-weight:700;color:rgba(255,255,255,.9);margin-bottom:8px}
.nl-form-box .form-field input{width:100%;padding:13px 18px;background:rgba(255,255,255,.15);border:none;border-radius:var(--r-sm);font-family:var(--sans);font-weight:600;font-size:.88rem;color:#fff;outline:none;box-shadow:inset 0 0 0 2px transparent;transition:box-shadow .25s ease}
.nl-form-box .form-field input::placeholder{color:rgba(255,255,255,.6)}
.nl-form-box .form-field input:focus{box-shadow:inset 0 0 0 2px #fff}
.nl-form-box .form-field.err input{box-shadow:inset 0 0 0 2px #FFD4D4}
.nl-form-box .form-field .err-msg{display:none;font-size:.72rem;color:#FFE4E4;margin-top:6px;font-weight:700}
.nl-form-box .form-field.err .err-msg{display:block}
.nl-form-box .form-row{gap:14px}
.nl-check{display:flex;align-items:flex-start;gap:10px;margin:18px 0;padding:14px;background:rgba(255,255,255,.1);border-radius:var(--r-sm);text-align:left}
.nl-check.err{box-shadow:inset 0 0 0 2px #FFD4D4}
.nl-check input{width:18px;height:18px;margin-top:2px;accent-color:var(--yellow);flex-shrink:0;cursor:pointer}
.nl-check label{font-size:.8rem;color:rgba(255,255,255,.9);line-height:1.55;font-weight:600;cursor:pointer}
.nl-check label a{color:#fff;font-weight:800;text-decoration:underline}
.nl-check .err-msg{display:none;font-size:.72rem;color:#FFE4E4;margin-top:6px;font-weight:700}
.nl-check.err .err-msg{display:block}
.nl-btn{width:100%;justify-content:center;background:#fff;color:var(--peri-2);box-shadow:var(--clay-raise-sm)}
.nl-btn:hover{transform:translateY(-2px)}
.nl-switch{margin-top:22px;font-size:.82rem;color:rgba(255,255,255,.8);font-weight:600}
.nl-switch button{background:none;border:none;color:#fff;font-weight:800;cursor:pointer;text-decoration:underline}

/* ═══════ STANDALONE FORM CARDS (newsletter.html / unsubscribe.html) ═══════ */
.standalone-wrap{padding:40px 0 100px}
.standalone-card{max-width:640px;margin:0 auto;background:linear-gradient(135deg,var(--peri),var(--mint-2));border-radius:var(--r-xl);padding:48px;color:#fff;box-shadow:var(--clay-glow);position:relative;overflow:hidden}
.standalone-card::before{content:'';position:absolute;top:-80px;right:-80px;width:200px;height:200px;border-radius:50%;background:rgba(255,255,255,.1)}
.standalone-card.unsub-card{background:linear-gradient(135deg,var(--peach),var(--peach-2))}
.standalone-card h3{font-size:1.8rem;color:#fff;margin-bottom:12px;position:relative;z-index:1}
.standalone-card>p{color:rgba(255,255,255,.85);margin-bottom:32px;position:relative;z-index:1;line-height:1.7}
.standalone-card .nl-form-box{background:rgba(255,255,255,.15);max-width:100%;position:relative;z-index:1}
.alt-link{display:inline-flex;align-items:center;gap:10px;margin-top:28px;font-size:.82rem;font-weight:700;color:rgba(255,255,255,.9);text-decoration:underline;text-underline-offset:4px;position:relative;z-index:1}
.alt-link:hover{color:#fff}

/* ═══════ LEGAL PAGES (privacy.html / terms.html) ═══════ */
.legal-page{padding:60px 0 120px;background:var(--bg-2);position:relative;z-index:1}
.legal-container{max-width:900px;margin:0 auto;background:var(--white);border-radius:var(--r-xl);padding:56px;box-shadow:var(--clay-raise)}
.legal-intro{font-size:.95rem;color:var(--muted);line-height:1.8;margin-bottom:32px;padding-bottom:24px;border-bottom:2px dashed rgba(139,127,232,.2)}
.ph{font-family:var(--disp);font-size:1.1rem;font-weight:700;color:var(--ink);margin:28px 0 10px;padding-left:18px;border-left:3px solid var(--peri)}
.ph:first-of-type{margin-top:0}
.pp{font-size:.9rem;color:var(--muted);line-height:1.8;margin-bottom:10px;font-weight:500}
.legal-back-row{margin-top:40px;display:flex;gap:14px;flex-wrap:wrap;padding-top:28px;border-top:2px dashed rgba(139,127,232,.2)}

/* ═══════ FOOTER ═══════ */
#footer{background:var(--bg-2);padding:70px 0 0}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.1fr;gap:40px;margin-bottom:50px}
.footer-col-title{font-family:var(--mono);font-size:.68rem;letter-spacing:1px;text-transform:uppercase;color:var(--peri-2);margin-bottom:16px}
.footer-links{list-style:none}
.footer-links li{margin-bottom:10px}
.footer-links a{color:var(--muted);font-size:.87rem;font-weight:700;transition:all .25s ease}
.footer-links a:hover{color:var(--peri-2);padding-left:4px}
.footer-addr{font-size:.85rem;color:var(--muted);line-height:1.9;font-style:normal;font-weight:600}
.footer-soc{display:flex;gap:10px;margin-top:20px}
.fsoc{width:40px;height:40px;border-radius:14px;background:var(--white);box-shadow:var(--clay-raise-sm);display:flex;align-items:center;justify-content:center;color:var(--ink);transition:all .3s var(--ease-soft)}
.fsoc:hover{color:var(--peri-2);transform:translateY(-3px)}
.footer-tag{font-size:.86rem;color:var(--muted);line-height:1.7;max-width:280px;font-weight:600}
.footer-bottom{border-top:2px dashed rgba(139,127,232,.25);padding:22px 0;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.footer-copy{font-size:.76rem;color:var(--muted);font-weight:600}

/* ═══════ MODAL (kept only for FAQ "Ask a Question" & "All Stories") ═══════ */
.modal-overlay{position:fixed;inset:0;background:rgba(43,37,64,.5);backdrop-filter:blur(4px);z-index:2000;display:none;align-items:center;justify-content:center;padding:24px}
.modal-overlay.show{display:flex}
.modal-box{background:var(--white);max-width:720px;width:100%;max-height:82vh;overflow-y:auto;border-radius:var(--r-xl);box-shadow:var(--clay-raise)}
.modal-box.wide{max-width:820px}
.modal-head{display:flex;justify-content:space-between;align-items:center;padding:24px 30px;position:sticky;top:0;background:var(--white);border-radius:var(--r-xl) var(--r-xl) 0 0;z-index:2}
.modal-head h3{font-size:1.35rem}
.modal-close{background:var(--bg);border:none;border-radius:14px;width:38px;height:38px;cursor:pointer;color:var(--ink);box-shadow:var(--clay-raise-sm)}
.modal-body{padding:10px 30px 28px}
.modal-foot{padding:20px 30px;display:flex;justify-content:flex-end;gap:12px}

/* ═══════ TOAST ═══════ */
.toast{position:fixed;bottom:28px;right:28px;z-index:3000;background:var(--white);color:var(--ink);padding:16px 24px;border-radius:var(--r-lg);font-size:.86rem;font-weight:700;display:flex;align-items:center;gap:10px;box-shadow:var(--clay-raise);transform:translateY(130%) scale(.9);opacity:0;transition:all .5s var(--ease);max-width:380px}
.toast.show{transform:none;opacity:1}
.toast i{color:var(--mint-2)}

/* ═══════ RESPONSIVE ═══════ */
@media(max-width:991px){
    .hero-grid,.about-grid,.contact-grid,.calc-clay,.cmp-grid{grid-template-columns:1fr;gap:40px}
    .svc-grid{grid-template-columns:repeat(2,1fr)}
    .svc-items-grid{grid-template-columns:1fr 1fr}
    .stats-row{grid-template-columns:repeat(2,1fr)}
    .step-row{grid-template-columns:1fr 1fr;row-gap:40px}
    .stepper svg{display:none}
    .float-badge{display:none}
    .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:700px){
    .svc-grid,.svc-items-grid,.stats-row{grid-template-columns:1fr}
    .step-row{grid-template-columns:1fr}
    .form-row{grid-template-columns:1fr}
    .legal-container{padding:32px 24px}
    .standalone-card{padding:32px 24px}
    .footer-grid{grid-template-columns:1fr;gap:30px}
    .footer-bottom{flex-direction:column;align-items:flex-start;gap:12px}
}